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HBOR Legal Resources

The HBOR Collaborative intends to work with California attorneys to ensure that our state’s homeowners and tenants fully realize their rights and protections under HBOR. Our services are free. If you represent clients facing foreclosure and want help in ensuring their rights under new HBOR laws, contact us for free technical assistance and litigation support by visiting the request assistance page.

Also see the following resources which have been developed by the Collaborative to help California attorneys with HBOR implementation:

What is the California Homeowner Bill of Rights (HBOR)?

Common FAQs

Homeowner Brief Bank

Register for access to protected content

HBOR Training Calendar

Practice Guides

California Foreclosure Defense Practice Guide (Updated December 2016) [PDF]

Representing California Tenants & Homeowners in Post-Foreclosure Evictions (Updated December 2016) [PDF]

Newsletters

Case Compendium May 2013 – September 2016

2013 Newsletters

2014 Newsletters

2015 Newsletters

March 2016 Newsletter

June 2016 Newsletter

September 2016 Newsletter

June 2017 Newsletter

Training Materials

PLI Recording of June 2014 Webinar

HBOR Webinar Packet, Webinar Recording

HBOR “Representing Tenants” Webinar Packet, Webinar Recording

Representing Former Homeowners in the Post-Foreclosure Eviction Process Webinar Packet, Webinar Recording

HAMP Rules on Loss Mitigation

CFPB Mortgage Servicing Rules Part 1; Part 2

Limiting Confidentiality in Mortgage Litigation

Saving Homes in Bankruptcy

 

Charts

Center for Responsible Lending’s Chart on Dual Tracking Restrictions

CFPB-HBOR-NMS Mortgage Servicing Rules Comparison Chart

 


Latest Updates

Note to readers

In January 2016, the National Housing Law Project (NHLP) has been awarded funding from the State Bar of California, arising from the U.S. Department of Justice’s settlement with Citibank and Bank of America. This funding allows NHLP to provide free foreclosure prevention support services to California legal services and consumer attorneys. The grant will help to continue implementation of the state’s Homeowner Bill of Rights (HBOR), which establishes protections for homeowners and tenants facing foreclosure. NHLP will use the grant funds to provide an array of free supports and HBOR resources to California legal services and consumer attorneys.

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© 2013-2016 California Homeowner Bill of Rights Collaborative - The California HBOR Collaborative was made possible by a grant by the Office of the Attorney General of California, from the National Mortgage Fraud Settlement, to assist California consumers.